AAA Extended Warranty

AAA Extended Warranty Review

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Last Updated: March 10, 2023

If you have purchased a new or used car, you should sign up for an extended car warranty to avoid expensive auto repair bills. Buying a new car can be a significant investment, and paying its auto repair bills from your pocket can make this investment a financial burden. With a reliable extended car warranty, you can get rid of expensive auto repair bills and bring the peace of mind you deserve when driving.

If you're buying an auto extended warranty for the first time, it can become challenging for you to find the best option available in the market. To eliminate this hassle, this write-up will review a reputable extended car warranty-AAA extended car warranty. Our impartial AAA extended warranty review will help you determine if this extended warranty option is right for you. From coverage options and pricing plans to user reviews, our experts will deeply dive into AAA's extended warranty.

AAA Extended Car Warranty: An Overview

The American Automobile Association (aka tripe A or AAA) is a legit coalition of clubs throughout Canada and the United States that has been in the market since 1902. The association started its journey by creating hotel guides, maps, and pedestrian safety programs for driving curricula.

AAA has become one of North America's largest auto and home insurance agencies. The platform has over 1,000 branches, including administrative offices, repair shops, and house travel agencies. AAA has numerous services under its belt, including but not limited to the following:

Loans
Car insurance
Roadside assistance
Automotive care

The American Automobile Association has 60 million+ members in North America. The company offers professional-class services to its card-carrying members, such as fuel purchases, special rates on hotels, discount bundles, and roadside assistance. AAA is well-recognized for its affordable extended warranty plans and emergency roadside assistance that includes:

Battery jumpstarts and replacements
Automotive first aid
Tire changes
Lockouts
Towing

All the services of the American Automobile Association are managed by the local companies contracted by a state-administered AAA club. After analyzing AAA's auto warranty services, we have found that the association excels from the competitors in numerous ways.

For example, its extended warranty coverage plans include exclusive perks with add-ons. In addition, the company offers many appreciable features but needs to improve specific areas of its services. For instance, AAA's auto insurance and extended warranties are only available for club members. Plus, the company delivers inconsistent coverage options.

AAA Car Extended Warranty Coverage

As mentioned earlier, AAA delivers inconsistent coverage options. It means AAA extended warranty coverage is club-specified. AAA has 42 clubs throughout North America, but not all clubs offer extended car warranties individually. For example, AAA's Auto Club, which serves in Florida, Georgia, does not provide comprehensive warranty coverage options but features a vehicle protection program.

The extended warranty coverage offered by different AAA clubs is similar and only varies in terms of plan name and the number of plan tiers. This review will dig deeper into the extended warranty coverage options offered by the AAA club of the Carolinas.

AAA Club of the Carolinas

The AAA of the Carolinas provides extended car warranty services to South and North Carolina residents and AAA members. The coverage plans of this club are only available to the resident of Carolina.

This AAA's club offers four different levels for its extended car warranty plan, which are:

Essential Plan
Essential Plus Plan
Comprehensive Plan
Exclusionary Plan

These four levels feature customizable plan lengths to fit your needs. They also offer a warranty against significant repairs for up to 230,000 miles or seven years, whichever comes first. All the levels of coverage of AAA's extended car warranty depend on the odometer miles and vehicle age at the time coverage is purchased.

AAA Extended Auto Warranty Pros and Cons

Pros

Four different levels of coverage
Coverage for older vehicles
Affordable coverage
Comprehensive extended warranty options
High coverage limits of up to 7 years or 230,000 miles
A+ rating from Better Business Bureau (BBB)
Direct payment of claims
$0 deductibles with services at AAA facilities
Customizable coverage plans

Cons

Coverage options may vary from state to state
Only available to current AAA members

Additional AAA Offerings

Along with ideal coverage options, AAA's extended car warranty comes with additional perks, such as:

Battery Replacement: AAA extended warranty offers a one-time replacement of an AAA-brand battery.
$0 Deductibles: You can enjoy $0 deductibles at Club-owned repair shops. In addition, the company has $100 deductibles for unauthorized repair shops and $50 for AAA-authorized mechanical repairs.
Self-Authorization: AAA extended car warranty lets club members approve emergency claims of up to $500.
Trip Interruption Coverage: AAA extended warranty also reimburses you with $75 for three days of lodging and meals if the breakdown occurs more than 100 miles from home.
Rental Car Reimbursement: Rental car reimbursement is also available for up to $35 daily for five days. But it is available only for approved claims.
Customizable Lengths: All the coverage levels of AAA extended car warranty has customizable term length. For example, you can choose your coverage length in 1 month and 1,000 miles.

AAA Extended Warranty Exclusions

Like all the vehicle protection programs, AAA extended warranty also does not cover specific components of your vehicle, that include:

Wear and tear items, like brake pads, tires, wipers, and windshield
Damage due to abuse or misuse
Damage due to environmental factors, like rains and disasters
Vandalism or theft
Collision damage

AAA Extended Car Warranty Deductibles

The standard deductible for AAA extended car warranty plan is $100, but it goes down to $50 for AAA-authorized mechanical repair shops. In addition, the deductibles are waived altogether if your covered vehicles are turned into an AAA club-owned facility.

AAA Extended Car Warranty Cancellation Fee

AAA also has a $50 cancellation fee like other auto extended car warranties. You can also transfer your AAA extended warranty to the new owner with a $50 transfer fee if you sell your covered vehicle before the warranty expires.

If you sell your covered vehicle to an automobile dealer, you can cancel your AAA's extended car warranty plan and receive a prorated fund for the unused portion. In addition, AAA also offers a 30-day money-back guarantee to its comprehensive warranty plans.

If you're unsatisfied with the coverage options of AAA's extended warranty plan, you can claim a full refund within 30 days. However, if you file a claim after 60 days of purchase, you will get only a prorated fund for the unused portion.

AAA Extended Warranty Claim and Quotes

Filing a claim with AAA's extended warranty is much more straightforward than other extended warranties. First, you must take your car to an approved mechanical repair shop for diagnosis. Then, the auto shop professionals should contact the AAA to obtain authorization for the repairs.

Once all the repairs are completed, and the facility has notified the authorities of AAA that you've accepted the repairs, they will directly transfer the payment to the repair facility.

AAA Extended Warranty Cost

AAA does not reveal any information about its extended warranty plans. You need to contact representatives of the AAA to get customized quotes. Some AAA extended warranty reviews highlight that this extended warranty costs between $1,300 and $4,600.

The following factors will determine the average annual cost of your AAA extended warranty:

Make, age, model, and mileage of your car
Length of Coverage
Level of coverage
Your location

AAA Extended Warranty Reviews

AAA extended warranty has a positive rating from its users. Most users' reviews talk about emergency roadside assistance and excellent customer support. In addition, the company has a good reputation for providing car owners with fast, precise, and quality services.

AAA Extended Auto Warranty Review: Bottom Line

In conclusion, AAA Extended Warranty is a top-notch choice for car owners looking for comprehensive coverage at competitive rates. The plan offers an impressive range of benefits, including roadside assistance, rental car reimbursement, battery replacement, and trip interruption coverage, making it an attractive option for those seeking peace of mind and financial protection. If you're looking to avoid the costly repair bills that can come with owning a vehicle, AAA Extended Warranty is definitely worth considering as a smart investment in your car's future.

The Car Data Review Methodology

Our expert review team is committed to providing honest and objective information. Based on consumer data, we identified the following rating categories and did extensive research to determine the top extended auto warranty providers.

Affordable: Many factors influence the cost of a service, making it difficult to compare prices between providers. Our secret shopper team analyzes different vehicles, mileages, and warranty plans to give you this rating.
Coverage - Each consumer has different needs. Every car warranty company must offer a variety of coverage options. We consider the number of plans available, terms limits, exclusions, and additional benefits.
Industry Standing: Our team considers Better Business Bureau (BBB), ratings, availability, years in business, and other factors when determining this score.
Customer Services: Trusted extended car warranty companies provide a level of customer care. We consider customer reviews, BBB complaints, and responsiveness to customer service.

Steven Dillon

Author

Steven is the founder and product tested for The Car Data, that has extensive knowledge in automotive industry. While most of his free time he participates in typical "car guy" activities, his passion for cars, data analytics, and tech, always has his looking for the next cool tool, software, trend, etc. to share with his audience on The Car Data or on his Instagram.