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Last Updated: March 28, 2023
Above you can see my former nightmare BMW 535i xDrive with the legendary N54 motor. It is legendary for two reasons: how much power you can squeeze out of it and how much it breaks down. This particular event was the water pump going out, which set me back around $1,200. A few short years later, the same thing happened to my F10 with the N55 motor. Once again, similar cost.
This experience alone put me on the path of never having to deal with such a headache again. So off I went shopping for an extended car warranty. After a lot of hours spent researching extended auto warranties, Endurance was awarded the "Best Coverage" award in 2022, based on the score of 4.7 out of 5 stars.
We rated Endurance the best extended-car warranty company today. But how does it compare to its competitors? This article answers these questions and guides Endurance's cost, reputation, claims process, and coverage.
I have spent hundreds of hours researching car warranty providers to help customers choose the right coverage for them. Editors and writers evaluate each brand using industry data and real customer experiences. This ensures that readers are informed.
SUPREME
SUPERIOR
SECURE
ADVANTAGE
Endurance was rated 4.7 in my exhaustive study of extended car warranty providers. This score was compiled from Endurance ratings in four areas: Cost, coverage, reputation, and customer experience.
Ratings Score: Overall Rating: 4.7
The cumulative score of the company is 4.7. My researchers used this methodology to provide consumers with impartial reviews of the best extended-car warranty companies.
Here are some other features that make Endurance stand out in this industry:
Pros
Cons
We believe you can't go wrong when you buy an Endurance extended warranty for your auto. Endurance is a well-respected extended warranty provider in the country. Customer reviews of Endurance warranties indicate that they have a solid reputation for customer service and reliability.
Many companies are brokers in the extended warranty world. They sell plans that different providers manage. Endurance does not do this. Instead, Endurance acts as a direct provider and manages all the plans it sells.
This is advantageous because you will work with the same company whether you purchase a contract or file for a claim. There's no intermediary. Endurance also claims wholesale pricing.
An endurance warranty covers your vehicle in the event of a mechanical failure. Contracts cover everything from basic powertrain protection to your car's most important systems to comprehensive bumper-to-bumper coverage. Instead of paying out-of-pocket for repairs, you can pay a monthly fee and a small deductible if covered repairs are required.
My research revealed that Endurance warranties services are priced between $70 to $75 per month with monthly payments. A down payment of $150 to $190 can be expected. Endurance has the best rates and services but is also very affordable compared to top providers.
The company offers a range of deductible options: $0 to $50 and $100 to $200. A higher deductible will reduce your overall cost and vice versa. In addition, an Endurance warranty plan can be purchased over 12, 18, or 24 months. This gives you options for monthly payments.
Endurance auto warranties can be tailored to your individual needs, so prices are not set. Instead, you will need to request a quote to determine the exact price.
Endurance extends its warranty to you. There are several factors that the company takes into consideration when setting the price of your vehicle service contract.
These include:
Higher deductibles mean lower rates for drivers. But, drivers with higher deductibles tend to pay lower rates if their vehicle is damaged. But they also end up spending more on repairs.
Endurance offers six warranty plans. These range from basic protection for the engine to exclusionary coverage like a bumper-to-bumper warranty. The only direct provider plan offers extended warranty coverage with maintenance services. This is a unique option in the industry.
Here's a detailed look at Endurance warranties plans:
Supreme: This plan is very similar to a factory warranty. However, this plan covers virtually any electrical or mechanical component of the vehicle and is exempt from warranty.
Superior: This plan provides the most comprehensive coverage. The Superior plan covers hundreds on most vehicle systems.
Secure Plus: The waiting period for this mid-level option is only 30 days. It covers the major systems of the vehicle.
Select Premier: This coverage is for vehicles with high mileage. It covers the powertrain and some parts of the air conditioning, electrical, and fuel systems.
Secure: This Endurance warranty is the most economical. This warranty covers the base powertrain components of the engine, transmission, and drive axle.
Endurance Advantage: Endurance Advantage plans provide extensive coverage and reimbursement for routine maintenance such as oil changes, brake pad replacements, and tire rotations.
Endurance offers a Highline upgrade to its Supreme plan. This add-on covers a variety of luxury models, including Audi, BMW, and Land Rover. However, this add-on is not available for the following:
Exclusionary and component are the two main types of extended auto warranty coverage. Exclusionary contracts only list exclusions and usually cover over 1,000 parts. Component contracts, on the other hand, only cover auto repair the specific items.
Some standard warranties do not apply:
Endurance Elite Benefits offers a variety of perks as part of its warranty plans. These perks are not available after the first year. Here is a summary:
Total loss protection: You can get up to $1,000 toward a new vehicle
Collision discount: Maximum $500 per collision (total of $1,000)
Replacement key fob: Repair or replacement of your key fob can cost up to $500
Endurance app: Easy-to-use App: Access Benefits
Tire repair/replacement: Maximum of two tires replaced or repaired per year (maximum $1125)
For the duration of your Endurance warranty, you will also receive the following benefits:
To get an Endurance extended warranty, gather some basic information to request a quote. Endurance will need basic information such as your vehicle's year, make and model, mileage, and contact information. Endurance may take a few days to respond to your request for a quote once you have submitted your information. However, you should receive a quote as soon as you call Endurance directly.
You will receive details about the plans you are eligible for depending on your vehicle. Before you sign, make sure to read the Endurance warranty contract. This will help you understand what type of coverage is included. Endurance offers a 30-day money-back guarantee. You can also request a prorated refund if you are unhappy with your purchase.
Endurance offers roadside assistance. You can call Endurance to have your vehicle towed to any authorized repair facility licensed by National Institute for Automotive Service Excellence (A.S.E.). Over 30,000 ASE-Certified shops are available across the United States.
Then, you'll need to give Endurance's information. Endurance will pay the shop directly, less your deductible, for any covered repair. Endurance warranties claims are easy because the company pays directly to the repair shop.
Trustpilot has over 4,700 Endurance customers who rated it Excellent. Their average rating is 4.2 from 5.0 stars. Due to advertising problems, Endurance is given a C+ rating by the Better Business Bureau (B.B.B.). Endurance has a rating of over 1,300 customers. This rating is higher than other extended car warranty providers.
Endurance Warranty Services received a rating out of 5 stars in this article. In addition, they were awarded the "Best Coverage in 2020" award based on the same criteria used to evaluate all the top aftermarket vehicle service providers.
This article also included a comprehensive guide to Endurance extended car warranty costs, coverage plans, and customer reviews. We also considered other top car warranty companies when looking for third-party vehicle protection plans.
BEST COVERAGE: 4.7/5.0
Although Endurance is a great plan, you may find a plan that you like better with another provider. CARCHEX, and CarShield extended auto warranty companies are other well-respected extended car warranty companies that have paid millions in claims. They have many satisfied customers.
My objective is to provide consistent and impartial assessments of extended warranty providers. Although many qualities make a warranty company a success, I only focuses on the ones we feel are most important to consumers.
Endurance is located in Northbrook, Illinois. The company offers services in 49 states but not California.
Endurance warranties can be extended up to 200,000 miles. Depending on the plan's purpose, mileage and years can be adjusted to suit individual needs.
Endurance is the best aftermarket warranty for used and new cars. In our evaluation of the best-extended warranty companies, Endurance ranked highly for its reputation, coverage, price, customer service, and customer satisfaction.
Endurance is a valid extended car warranty provider. We ranked it as one of the top extended car warranty companies in 2022. In addition, Endurance is a direct provider. This means you don't need to deal with any intermediaries. Many customers have praised Endurance's claims process and received positive reviews about the warranty.
According to the quotes, Endurance's vehicle coverage plans cost about $75 per calendar month. However, prices may vary depending on your vehicle and what you want. The down payment is typically between $150 and $200.
Endurance customers receive a contract and a membership card. This serves as proof of coverage. After your claim has been approved, the shop will perform the repairs and send an invoice to Endurance.
Although the Endurance warranty doesn't cover all aspects of your car, it provides bumper-to-bumper and powertrain coverage. This protects the most critical parts of your vehicle, such as the engine, transmission, and other components.
Endurance policyholders may reach Endurance at 1-866-432-4443. For extended car warranty policies, call 1-888-571-8415.
Steven Dillon
Author
Steven is the founder and product tested for The Car Data, that has extensive knowledge in automotive industry. While most of his free time he participates in typical "car guy" activities, his passion for cars, data analytics, and tech, always has his looking for the next cool tool, software, trend, etc. to share with his audience on The Car Data or on his Instagram.
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