GWC Warranty Review

GWC Warranty Review

gwc warranty review

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Last Updated: December 25, 2022

If you ever decided to purchase an extended car warranty, you might have heard about a company called GWC. The company has been in the market since 1995 with an A+ rating from Better Business Bureau (BBB). The motto of GWC warranty is, "No Worries, Just Drive." But does the company fulfill its promises?


To help you in every way, we're here to explore every aspect of the GWC extended car warranties. Our unbiased review will uncover whether or not a GWC extended warranty suits you.

GWC Warranty: An Overview

GWC is a legit Wilkes-Barre-based extended warranty company that aims to help drivers avoid expensive repair bills and have the peace of mind they need while driving. The company has shelled out about 3.5 billion in claims to 8.5 million vehicle owners across the country.


GWC offers best-in-class used car extended car warranties at competitive rates. Unexpected repair costs can result in a significant financial burden. Being a reputable vehicle service contract provider, GWC shields drivers from stressful out-of-pocket expenses. The company offers extended warranty plans that provide coverage from basic to the highest level.


Based in Wilkes-Barre, Pennsylvania, GWC warranty plans are sold through local dealers, which the American Bankers Insurance Company administers. This company also has an A rating from AM Best for its financial strength.

GWC Extended Warranty Coverage

GWC offers a range of vehicle protection options to choose from. All the vehicle protection contracts offered by this company are cancelable and transferable, but the cancellation details may vary by agreement and dealership. The company provides the following warranty plans for both new and used vehicles:

Exclusionary Coverage

Exclusionary coverage is the most comprehensive coverage plan offered by the company. This plan includes coverage for all parts covered under a basic manufacturer warranty. GWC also lets you add some non-covered components to your exclusionary plan, but it will cost more. An exclusionary coverage plan is even ideal for vehicles with 150,000 mileage. This extended warranty plan is comparable to a manufacturer's bumper-to-bumper warranty.


The exclusionary plan from GWC covers almost all the components of your vehicle, but it may have the following exclusions:

  • General wear and tear items such as clutch linings, wiper blades, shoes, and brake pads
  • Interior hinges and upholstery
  • Body items and exterior trims
  • Bulbs and fuses
  • Damaged items caused by lack of maintenance, negligence, an accident, or improper use


The best thing about this warranty plan is that it offers exclusionary contracts with a term limit of up to 200,000 miles.

Stated Component Coverage

The stated component coverage plan is mainly designed for vehicles with a starting mileage of 200,000. This plan will cover all the components listed explicitly in your vehicle protection plan. In addition, this plan offers a range of stated component contracts that start from basic powertrain coverage.

Used Vehicle Protection Plans

After the expiration of the original warranty, used vehicle protection plans by GWC help you get rid of costlier repair bills. This plan is primarily designed for used vehicles. You can get a decent coverage plan if you have a car starting with 20,000 mileage or more.


GWC warranty contracts offer day-one, mile-one coverage for used vehicles. Most extended warranty companies have a coverage waiting period of about 1,000 miles or 30 days, whichever comes first. Unlike these warranty providers, GWC aims to begin your car's coverage as soon as you sign your contract.

New Vehicle Protection Plans

When your vehicle is covered under the basic factory warranty of your car's manufacturer, new car warranty plans by GWC can provide you with extended coverage before the original contract expires.

Additional Benefits of GWC Warranty

All the extended warranty plans of GWC come with some other perks, such as:

  • Trip interruption reimbursement
  • Rental car reimbursement
  • 24/7 roadside assistance

Pros and Cons of GWC Warranty

Pros

  • Comprehensive warranties are available for vehicles with high-mileage
  • Warranty plans for used cars
  • Multiple coverage options
  • Strong industrial reputation
  • Administrated by an AM Best A-rated company
  • Customizable and affordable warranty plans

Cons

  • Unavailability of an online pricing tool
  • Low reimbursement rates
  • Complaints about claims denial
  • Warranties are available only through a limited dealership

Some Expensive Repairs Covered Under GWC Warranty

GWC has the vision to provide car owners with the best coverage at affordable rates. The company covers the most costlier car repairs and helps drivers shield the burden of expensive auto repair bills. Below we have listed the ten most costly repairs covered under GWC extended warranty plans.

Powertrain Plus GWC Warranty Plan

The powertrain plus the GWC warranty plan details which components are covered. This customizable warranty plan also enables you to include additional features listed in the warranty plan. The powertrain plus offers coverage for the following elements:


Drive Axle:

  • Carrier bearing
  • Axel shafts
  • Yokes
  • Spacers
  • Bushings
  • Bearings
  • Side gears and spider gears
  • Pinion and ring gears
  • Drive axle housing
  • All internally lubricated components


Four-Wheel & Four-Wheel Drive:

  • Shift forks
  • Main shaft
  • Main drive gear
  • Spacers
  • Bearings
  • Transfer case
  • Sleeves
  • Chains
  • Sprockets


Transmission:

  • Synchronizer drums
  • Overdrive housing
  • Shifts forks
  • Spacers
  • Bearings
  • Bushings
  • Case
  • All internally lubricated components


Seals & Gasket:

  • Intake manifold gaskets
  • Cylinder head gaskets


Engine:

  • Solid and hydraulic lifters
  • Shafts and rocker's arms
  • Pushrods
  • Retainers and valve springs
  • Intake valves
  • Exhaust valves
  • Timing belt
  • Cylinder heads
  • Gears and timing chain
  • Pistons
  • Pick up screen and oil pump
  • Intake manifold and exhaust manifold
  • Distributor shaft
  • Main bearings
  • Cylinder block
  • Camshaft and bearings


Miscellaneous:

  • Labor
  • Towing reimbursement

Essential GWC Warranty Plan

The essential plan from GWC warranty is built up on powertrain plus with the following additional systems and components:


Miscellaneous:

  • Lodging and travel reimbursement
  • Rental car reimbursement
  • 24/7 roadside assistance
  • Labor and diagnostic


Engine:

  • CV joints
  • Center support bearings
  • Universal joints


Brakes:

  • All internally lubricated components of the hydraulic system


Air Conditioning:

  • Evaporator
  • Condenser
  • Receiver
  • Dryer
  • Accumulator
  • Compressor clutch


Cooling:

  • Coolant recovery container
  • Electric radiator
  • Thermostat
  • Water pump


Electrical:

  • Voltage regulator
  • Starter motor solenoid
  • A rear defroster drive assembly
  • Electric horn
  • Alternator


Steering:

  • Steering gearbox
  • Rack and pinion
  • Power steering pump


ABS:

  • Hydraulic pump
  • Motor assembly
  • Sensors and wheels
  • Accumulator
  • Electronic control processor


Suspension:

  • Wheel bearings
  • Upper and lower control arms
  • Leaf and coil springs

Cost of GWC Warranty Plans

The average cost of GWC warranty plans may cost between $2,000 and $5,000. But the ultimate cost may depend on numerous factors, such as:

  • Your selected deductible
  • Coverage length
  • Coverage level
  • Vehicle type, model, and age
  • Vehicle's mileage

GWC Warranty Claim Processes

The quote and claim processes of GWC warranty are straightforward. The facility you choose must call GWC warranty for authorization with the estimated cost. If you start repair work before approval, your claim will get rejected. Your vehicle will not be eligible for GWC warranty plans if your car has covered more than 200,000 miles.

Final Verdict: Is GWC Warranty Worth Your Investment?

GWC is one of the legit extended car warranty companies that has been in the market for more than 25 years. The day-one, mile-one coverage of the company helps it beat the competition. This company also offers comprehensive warranty plans to cater to the needs of car owners. However, the cost of coverage plans may fluctuate because they're only sold through independent dealers.

The Car Data Review Methodology

Our expert review team is committed to providing honest and objective information. Based on consumer data, we identified the following rating categories and did extensive research to determine the top extended auto warranty providers.

  • Affordable: Many factors influence the cost of a service, making it difficult to compare prices between providers. Our secret shopper team analyzes different vehicles, mileages, and warranty plans to give you this rating.
  • Coverage - Each consumer has different needs. Every car warranty company must offer a variety of coverage options. We consider the number of plans available, terms limits, exclusions, and additional benefits.
  • Industry Standing: Our team considers Better Business Bureau (BBB), ratings, availability, years in business, and other factors when determining this score.
  • Customer Services: Trusted extended car warranty companies provide a level of customer care. We consider customer reviews, BBB complaints, and responsiveness to customer service.
Author Steven Dillon

Steven Dillon

Author


Steven is the founder and product tested for The Car Data,  that has extensive knowledge in automotive industry. While most of his free time he participates in typical "car guy" activities, his passion for cars, data analytics, and tech, always has his looking for the next cool tool, software, trend, etc. to share with his audience on The Car Data or on his Instagram.

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