MasterTech Warranty Review

Some of the links on this page may link to our affiliates. Learn more about our affiliate policies.

Last Updated: December 24, 2022

MasterTech is a famous name in the automotive space. If you've purchased a used or new car, you might have heard about the MasterTech warranty company. Buying a new vehicle can be a significant investment in your life. It would help if you considered numerous things to avoid any future complications.

An extended car warranty can give drivers the peace of mind they deserve when driving. But, unfortunately, as your vehicle ages and its odometer miles go up, you may have to pay expensive repair bills to preserve its pristineness. MasterTech is one of the leading extended warranty providers that help drivers avoid costly repair bills. But, most people ask, is MasterTech worth your investment? The company offers comprehensive warranty plans to provide the best coverage at competitive rates.

This article will give you all the insights you need about MasterTech warranty coverage. In our unbiased review, we will uncover the reliability of this warranty company, its warranty plans, scope, and cost.

MasterTech Warranty: An Overview

MasterTech is a legit extended warranty provider based in Woodland, Texas, backed by Assurant (a Fortune 500 insurance company). American Financial Warranty Corporation primarily administers the vehicle protection program of MasterTech.



MasterTech warranty can be an excellent option for drivers seeking reliable protection plans for their cars' powertrain. The company has been in the market for more than 20 years. It offers a range of vehicle protection programs, debt protection insurance, and some ancillary programs unavailable from other warranty companies.

MasterTech offers exclusive warranty programs for old and new vehicles, but the only downfall is you can purchase these plans through the dealership. Unfortunately, you must acquire the service when you buy a new or used vehicle.

MasterTech has no central location on the Better Business Bureau (BBB). But the company is administered by American Financial Warranty Corporation (AFAS), which has an A+ rating from BBB. Above this, AFAS has a 4.3 rating on Google reviews, which indicates the company's dependability and effectiveness.

MasterTech Warranty Coverage Review

MasterTech offers five dedicated warranty coverage plans to cover almost every component of your vehicle. The MasterTech Vehicle Protection Program provides coverage for used and new cars up to 120,000 miles or ten years, whichever comes first. The company takes pride in beating manufacturer warranty prices while offering the same coverage plans.

MasterTech has flexibility in its coverage plans to cater to the needs of every motorist. The warranty plans offered by MasterTech guarantee to provide exclusionary coverage that may range from essential services to complete vehicle protection. You can choose from the following vehicle protection programs:

·     Primary

·     Premier

·     Elite

·     Ultra

·     Ultra Plus

MasterTech lets you choose the basic coverage with a preliminary plan or go with the ultra plus to cover all the wear items. The warranty plans have some differences, which are: Primary, Premier, and Elite.

These three plans are stated-component contracts that cover everything included in the contract.

Ultra-Coverage Plan

Ultra-coverage is an exclusionary contract that is comparable with the manufacturer's warranty. This plan covers all the things that are not listed under the exclusion.

Ultra Plus Coverage Plan

Ultra plus plan is also exclusionary, providing coverage for some wear items like windshield wipers, alignment, spark plugs, headlamps, fluids, diagnostic, brake pads, hoses, belts, and batteries.

Exclusions of MasterTech Extended Car Warranties

Although MasterTech warranty plans offer comprehensive coverage for all types of vehicles, the programs also have some exclusions, which are:

• Normal wear and tear
• Regular maintenance
• Non-authorized repairs
• Some wear items like lubricants and filters
• Upholstery and paint
• Body parts and engine cradle
• Exhaust system
• Carburetor
• Pre-existing mechanical problems
• Glow plugs, filters, and lenses
• Corrosion
• Damage from collision and accidents
• Damage from inadequate maintenance
  

Pros and Cons of MasterTech Warranty

Additional Perks of MasterTech Warranty Plans

Beyond complete warranty plans, MasterTech delivers some additional perks with all of its warranty plans. For example, you can enjoy rental car reimbursement, travel interruption assistance, and roadside assistance. MasterTech offers 24/7 roadside assistance provided by Road America Motor Club. This offer entails the following:

• Spare tire installation
• Lockout services
• Jump starts
• Winching
• Fuel delivery
• Towing
  

MasterTech Complete Protection

In addition to five extended warranty plans, MasterTech offers four different supplementary programs called "Complete Protection." You can add these supplementary programs to any warranty plan offered by the company, enjoying some additional benefits, such as dent protection, fob repairs, and many more. A whopping number of these other services help MasterTech excel from its competitors. The complete protection plans are the overall extras packages that enable customers to access some of its ancillary services products.

Vehicle Protection Program for Powersports

MasterTech offers a specialized vehicle protection program for Powersports, unlike other reputable extended warranty providers. Here we will have a quick look at what this plan offers to off-road and on-road enthusiasts.

MasterTech Warranty Cost

Comparing different MasterTech warranty plans online is challenging because they're only available through the dealership. But the following factors can influence the average cost of MasterTech warranty programs:

• Your selected deductible
• The type of coverage you want
• Your car’s mileage interval
• Your car’s age
• Your vehicle’s model

From our research, we found a quote that a driver shared in an online review. The company had quoted the driver $2,500 for a seven-year per 70,000 miles on the Ultra plan for a Honda Clarity Hybrid.



MasterTech also enables you to choose between different deductible amounts. We will not cover the details of MasterTech deductibles because they are not listed online.

MasterTech Warranty Claims

The claim process of MasterTech is a bit complicated compared to other warranty companies. The authorized repair facility network of the company includes any of the 3,000 shops that have certified mechanics. If your vehicle breaks down, you can take it to the dealer that sold you your plan.

Once you get to the repair shop, give your mechanic the MasterTech's claim number. After getting repair authorization from the company, your certified mechanic will begin work. You can authorize a repair, even if the claim department is unavailable. Once the covered repairs are completed, MasterTech will pay the shop directly. You only have to pay for deductibles and contract costs.

MasterTech Warranty Reviews

The lack of an online presence of MasterTech makes it difficult to find customer reviews about the company's coverage plans. The company does not have a Trustpilot or Better Business Bureau profile, which is strange for a business that has been in the market for so long. 

The lack of online customer reviews may highlight that MasterTech does not even bother to solicit customers for online reviews. We found a negative review about the MasterTech warranty from a business professional who attended the classes of AFAS for auto financing.

Final Verdict: Is MasterTech Warranty Worth Your Money?

MasterTech warranty can be a great option, only if you need protection plans for your car's powertrain. The company offers different projects that range from basic coverage to complete vehicle protection. Above this, the supplementary programs of MasterTech differentiate it from the competitors.

The Car Data Review Methodology

Our expert review team is committed to providing honest and objective information. Based on consumer data, we identified the following rating categories and did extensive research to determine the top extended auto warranty providers.

• Affordable: Many factors influence the cost of a service, making it difficult to compare prices between providers. Our secret shopper team analyzes different vehicles, mileages, and warranty plans to give you this rating.
• Coverage - Each consumer has different needs. Every car warranty company must offer a variety of coverage options. We consider the number of plans available, terms limits, exclusions, and additional benefits.
• Industry Standing: Our team considers Better Business Bureau (BBB), ratings, availability, years in business, and other factors when determining this score.
• Customer Services: Trusted extended car warranty companies provide a level of customer care. We consider customer reviews, BBB complaints, and responsiveness to customer service.