ASC Warranty Review

ASC Warranty Review

asc warranty review

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Last Updated: December 25, 2022

Finding a legit and reliable extended warranty company becomes challenging with various options available. To help you see a perfect extended warranty company and get the best coverage at affordable rates, we'll review a reputable warrant company, ASC (Auto Service Company). The company has been offering vehicle service agreements through dealerships since 1986. It provides excellent warranty coverage options to help drivers eliminate expensive auto repair bills.


To give you a clearer idea about the ASC warranty, we will break down its coverage, costs, claims process, and customer reviews. Whether you're looking into an extended car warranty or have been pitched an ASC warranty, it is vital to consider your options. Comparing plans from multiple warranty providers is also a more innovative way to get the best vehicle coverage.

ASC Auto Warranty: An Overview

ASC is a legit car extended warranty company based out of the Ozark Mountains of Arkansas. The company has been in the market for over 34 years and knows how to make a special place in customers' hearts. Along with car warranties, ASC offers dedicated warranty plans for travel trailers, motorcycles, and other specialty vehicles.


ASC offers excellent vehicle service contracts, only available through the dealership. So, you need to go online and buy an ASC warranty plan. You can be presented with an ASC warranty when you purchase a used car. So, it is always good to know about the warranty plans of this company.


The warranty plans offered by ASC company are backed by American Banker Insurance Company, which has an excellent rating from the AM Best. In addition, the long history of the ASC warranty company indicates its effectiveness and dependability.


It is challenging to gauge the cost of ASC warranty plans, as they're exclusively sold through dealers. However, according to our research, ASC is a reputable car extended warranty company that offers comprehensive contracts and excellent customer satisfaction.

ASC Extended Warranty Coverage

The Auto Service Company offers four dedicated warranty plans to provide state-of-the-art coverage to drivers. The lowest coverage tier of ASC is more generous than other powertrain warranties, which only cover transmission, engine, drive axle, and transfer case.


The limitation of the ASC warranty coverage is the lack of online sample contracts. You must speak directly to a local dealer and request an ASC warranty contract. We get the following information about the warranty coverage of ASC on its official website:

Factory Type Coverage

It is the highest level of coverage offered by ASC warranty. This warranty plan includes almost all the components of your vehicle, and it is comparable with the manufacturer's warranty. Factory-type coverage plan has only a few exclusions, such as tune-up items, tires, hoses, belts, brake shoes, and oil changes.

Drivetrain "Plus" Coverage

Drivetrain Plus coverage is the most basic warranty plan for powertrain components such as axles, transmissions, and engines. This plan also covers some of the electrical and cooling system parts.

Platinum Drivetrain

The platinum drivetrain covers all the Drivetrain Plus components and provides air conditioning system coverage.

Deluxe Coverage

This plan entails all the parts covered under Platinum drivetrain and drivetrain plus. The Deluxe coverage plan also covers other systems, such as fuel delivery, brakes, steering, and front suspension.

ASC's warranty plans come in a wide range of terms from 3 months per 3,000 miles to 90 months per 100,000 miles. However, it is worth remembering that ASC coverage may be based on months instead of miles for RVs and specialty vehicles.



ASC also lets you cancel your vehicle service contract within 30 days for full refunds. After a month, you will get a prorated refund depending on how much you have used the contract.

Additional Perks of ASC Warranties

All the warranty plans of ASC come with an array of additional benefits that can add peace of mind to an event of electrical or mechanical breakdown. Some of the most common uses of ASC extended warranties include the following:

  • Fuel delivery services
  • Flat tire assistance
  • Battery jump starts
  • Emergency towing services
  • 24/7 roadside assistance


These additional benefits will be offered even if the breakdown is not related to the covered components by your vehicle protection plan. The main plus point of ASC warranty company is that all of its warranty plans have a money-back guarantee of 30 days.

Things that ASC Warranty Does Not Cover

Although ASC claims that their Factory Type coverage plan provides coverage for all the components of your vehicle, due to the unavailability of an online sample contract, we can only precisely say if it is an exclusionary warranty program. All warranty plans offered by ASC warranty company may have the following exclusions:

  • Damage from lack of maintenance, misuse, or abuse
  • Repairs without prior authorization
  • Wear items like brake pads, hoses, and filters
  • Scheduled maintenance
  • Cosmetic items


The plans may also have other exclusions, but you must read the contract to learn about them.

Cost of ASC Warranty Plans

Unfortunately, we can't gauge the exact prices of ASC warranty plans because the company needs a direct quote engine on its official website. So you need to contact a dealership with specific terms to get the actual costs.

The following factors can influence the average cost of your ASC warranty plans:

  • The deductible amount of your selected warranty plan
  • Your selected coverage levels
  • The mileage on your car's odometer
  • Your vehicle's model, age, and manufacturer


Since most ASC warranty plans come with $0 deductibles, you may expect to pay more than the competition. In contrast, you can spend less out of your pocket when an expected mechanical breakdown occurs.


You can lower the average cost of your ASC warranty by purchasing it before the car's original warranty expires or early on in your ownership. The company also has a loan calculator to help drivers determine how many months they can take to pay off their vehicle protection contract. This loan calculator will help customers determine how the added cost of the service contract can change their monthly vehicle payments.

Claim & Quote Processes of ASC Warranty Company

You can't directly go to the website of ASC to get a quote because the company sells its plans only through dealerships. Instead, you must go to a local dealer for a quote for ASC warranty plans. It would help if you also spoke to a dealer about the coverage options and costs.


Filing a claim for ASC warranty plans is relatively easy. First, you go to an ASE-certified repair facility and present your warranty agreement to the service professional. Next, the service professional of your selected repair facility needs to contact the ASC warranty claims department to authorize your vehicle's repairs. Once your repairs are authorized, the company's claim department will pay the repair facility directly using a credit card.

ASC Warranty Reviews

The online reviews of ASC warranties highlight that the company has a fast and more straightforward claim process. At the same time, some customers have reported on Better Business Bureau that the warranty contracts of ASC should have been honored when getting repaired.


Within more than 34 years, ASC warranty company has built a solid industrial reputation. The company has an A+ rating on Better Business Bureau (BBB) and a 4.7 out of 5 stars. Below we have shared some positive reviews about the ASC warranty.

Pros & Cons of ASC Extended Warranty

Pros

  • Positive industrial reputation
  • Excellent customer satisfaction
  • A+ rating from Better Business Bureau (BBB)
  • A money-back guarantee of 30 days
  • Transferable contracts
  • Excellent powertrain coverage plans
  • $0 deductibles for most coverage plans
  • You can take your vehicle to any ASE-certified repair facility
  • Immediate claim assistance

Cons

  • Get contracts through the dealership
  • Coverage is only available for 100,000 miles
  • Lack of online quote engine
  • Unavailability of sample contracts online

ASC Warranty Alternatives

My top recommendations for ASC extended warranty alternatives  include:


Third-party companies offer more flexibility and coverage options than manufacturers. For example, CarShield has six main warranty plans with different contracts in each category. Third-party warranty providers also have long-term contracts. For example, a popular warranty provider, CARCHEX, can provide used car coverage for a vehicle with 250,000 mileage.

Final Verdict: Is ASC Car Extended Warranty Worth Your Investment?

ASC has been a legit auto extended warranty company in the automotive space since 1986. The company offers excellent warranty plans to provide drivers with the best coverage at competitive rates. Above this, all the warranty plans come with various additional perks.

The Car Data Review Methodology

Our expert review team is committed to providing honest and objective information. Based on consumer data, we identified the following rating categories and did extensive research to determine the top extended auto warranty providers.

  • Affordable: Many factors influence the cost of a service, making it difficult to compare prices between providers. Our secret shopper team analyzes different vehicles, mileages, and warranty plans to give you this rating.
  • Coverage - Each consumer has different needs. Every car warranty company must offer a variety of coverage options. We consider the number of plans available, terms limits, exclusions, and additional benefits.
  • Industry Standing: Our team considers Better Business Bureau (BBB), ratings, availability, years in business, and other factors when determining this score.
  • Customer Services: Trusted extended car warranty companies provide a level of customer care. We consider customer reviews, BBB complaints, and responsiveness to customer service.
Author Steven Dillon

Steven Dillon

Author


Steven is the founder and product tested for The Car Data,  that has extensive knowledge in automotive industry. While most of his free time he participates in typical "car guy" activities, his passion for cars, data analytics, and tech, always has his looking for the next cool tool, software, trend, etc. to share with his audience on The Car Data or on his Instagram.

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